Jiangxi Xinfeng: Implementing phased housing consumption subsidies and providing housing purchase subsidies for rural migrant workers settling in cities. | 32red bonus, online ndb casino

On September 18, Xinfeng County, Ganzhou City, Jiangxi Province issued "Several Measures to Further Promote the Stable and Healthy Development of the Real Estate Market", involving 18 measures such as down payment ratio and home purchase subsidies.

Continue to implement phased housing consumption subsidies

Documents show that Xinfeng County will implement phased housing consumption subsidies. From July 1, 2023 to December 31, 2023, within the urban area of ​​​​the county, individuals who purchase new commercial housing (including second-hand houses) (subject to the online contract signing), and pay the deed tax before June 30, 2024, will be given a 50% deed tax subsidy by the county finance department.

At the same time, phased non-residential consumption subsidies will be implemented. Promote the steady development of the real economy, encourage residents to purchase parking spaces (garages) for parking, and improve the appearance of the city. From July 1, 2023 to December 31, 2023, within the urban area of ​​the county, the purchase of commercial (including office) ), garages, and parking spaces, and the deed tax is paid before June 30, 2024. If the deed tax paid is less than 100,000 yuan, a consumption subsidy of 50% will be implemented, and if the deed tax paid exceeds 100,000 yuan, a consumption subsidy of 60% will be implemented.

Implement periodic consumption subsidies for talent groups. Talents with a bachelor's degree or above (subject to original academic certificates) who have been formally employed (including employment) by various units and enterprises in Xinfeng County and have worked for more than one year (subject to payment of pension insurance), purchase new commercial housing within the county, and consumption subsidies (already divided) will be implemented after confirmation by the Organization Department of the County Party Committee and the County Human Resources and Social Security Bureau. Those who are allocated housing for talents must present the relevant vouchers for exiting talent housing before applying for consumption subsidies): Home buyers with bachelor's degree, master's degree, and doctoral degree will be given consumption subsidies of 50 yuan/square meter, 200 yuan/square meter, and 500 yuan/square meter respectively according to the building area stipulated in the commercial housing sales contract. Those who have already enjoyed consumption subsidies for talent groups will not repeatedly enjoy the relevant housing purchase subsidies in the county’s talent recruitment policy.

In order to attract outsiders to settle down. For non-Xinfeng County residents who purchase new commercial housing in Xinfeng County from July 1, 2023 to December 31, 2024, a one-time house purchase subsidy of 300 yuan/square meter will be provided based on the purchase area.

Increase demographic dividend subsidies. From July 1, 2023 to December 31, 2023, those who purchase newly built commercial housing in Xinfeng County and are permanent residents of Xinfeng meet the conditions for two- and three-child family groups. Families with two children will be given a house purchase subsidy of 200 yuan/square meter according to the purchase area (the second child is born after January 1, 2016); families with three children will be given a house purchase subsidy of 300 yuan/square meter (the third child is born after May 31, 2021).

Give rural migrant workers resettlement urban housing purchase subsidies. Residents whose household registration is not in the urban community neighborhood committee or township (town) neighborhood committee, if they purchase new commercial housing in the county planning area between July 1, 2023 and December 31, 2023, and move their household registration to the urban community neighborhood committee (based on the newly settled household registration book), the county finance department will provide a house purchase subsidy of 300 yuan/square meter.

Support residents to exchange for housing. From October 1, 2022 to December 31, 2023, within 1 year after the sale of self-owned housing, within the urban area of ​​​​the county,Taxpayers who re-purchase housing within the designated area will be given preferential tax refunds for the local income tax paid on the sale of their housing.

Further ensure the effective supply of the real estate market

The document proposes to effectively ensure the effective supply of commercial residential land. For areas with relatively complete supporting facilities and market demand, we will speed up the pace of land supply and increase land supply and coordination within the county. The starting price for land transfer is scientifically set based on the location of the plot, land use, regional land transaction price in the past six months and newly built commercial housing transaction price. Accelerate the revitalization of existing and idle inefficient construction land, and increase the effective supply of commercial housing. The stock of mixed commercial and commercial residential land that has been supplied but has not yet been built and is idle (except for the construction of industrial project requirements in the early land supply stage) will be recovered in accordance with the procedures and laws; the commercial and commercial residential mixed land after the recovery will first meet the carrying capacity of public service facilities and basic supporting facilities, and the planned use of the land will be optimized and adjusted in accordance with the law, and the land supply will be re-implemented.

Support commercial inventory removal. Strictly control the supply of land for commercial real estate projects, rationally plan the layout and scale of commercial offices, and put an end to blind advance planning and advance construction of large commercial complexes and ultra-high office buildings. The inventory depletion cycle of commercial housing is less than 12 months. Commercial buildings can be converted into rental housing according to regulations, and the land use period and floor area ratio remain unchanged. On the premise that the non-residential inventory depletion cycle is more than 36 months and conforms to the national spatial planning, land use rights holders are encouraged and guided to change the use of existing commercial land for education, senior care, culture, sports and other industrial projects and affordable rental housing construction, and promote the adjustment of the real estate land structure.

Xinfeng County will continue to implement the minimum proportion of deposits for land transfer bidding. When the right to use state-owned construction land is transferred through bidding, auction or listing, the land transfer bidding deposit will continue to be paid at the minimum rate (20% of the starting price of the transfer).

At the same time, the time limit for payment of land transfer price will be extended. For land sold within the county's urban area, 50% of the transfer price must be paid within one month from the date of signing the contract. The payment period for the remaining land transfer fee can be extended to six months. The policy is valid until December 31, 2024.

Continue to implement the requirements for reducing the image progress of commercial housing pre-sales. Calculated based on the commercial housing provided for pre-sale, if the funds invested in development and construction reach more than 25% of the total project construction investment, the minimum pre-sale image progress for applying for a pre-sale license is the construction of the pre-sale building to plus or minus zero.

Further increase financial support: implement the minimum loan down payment ratio

The document proposes to continue to implement the minimum loan down payment ratio. If you apply for a provident fund or commercial loan to buy a house for the first time, the minimum down payment ratio will continue to be 20%, and the minimum down payment ratio for a second home will continue to be 30%. For families who own a house and have paid off their house purchase loan, and who apply for a loan again to purchase commercial housing to improve their living conditions and meet the loan usage conditions of our county, commercial personal housing loans will continue to implement the first home loan policy.

Optimize the housing provident fund usage policy. If the housing provident fund is withdrawn to purchase (build) a house or to settle a housing loan in advance, the interval for applying for a provident fund loan is shortened from 24 months to 6 months. The maximum amount of housing provident fund loan applied for by a family with three children to purchase (build) a self-occupied house will be increased by 20% based on the current policy. That is, the maximum amount of housing provident fund loans for families of dual-paying employees (both husband and wife) who have given birth to three children in accordance with the law to purchase (build) their own homes in Xinfeng County has been increased from 800,000 yuan to 960,000 yuan.Please increase the maximum amount of housing provident fund loans from 700,000 yuan to 840,000 yuan. Actively carry out pilot projects for flexible employment personnel to establish and contribute to housing provident funds, and expand the coverage of housing provident fund payments.

Meet the reasonable financing needs of real estate companies. We will conscientiously implement the "16 Articles" of real estate finance, formulate a white list of real estate companies, focus on supporting loan financing and bond issuance by high-quality real estate companies, and provide credit enhancement support for those who issue bonds. Financial institutions are encouraged to carry out closed financing pilot projects for real estate projects, implement closed fund management, and provide loan concessions. Support financial institutions to actively participate in the mergers and acquisitions of real estate enterprise risk disposal projects and provide M&A loans and financial services. M&A loans for mergers and acquisitions and difficult real estate enterprise projects will not be included in the concentration management of real estate loans for the time being.

Extend the extension period for existing financing such as development loans and trust loans. On the premise of ensuring the safety of creditor's rights, support independent negotiations between financial institutions and real estate companies, and actively support existing financing such as development loans and trust financing through extensions and adjustments to repayment arrangements to promote project completion and delivery. If it expires before December 31, 2024, it can be extended for one more year beyond the original regulations.

Support supporting financing for Baojiao building projects. Increase the financing support for Guaranteed Housing Projects, and use the supporting financing of Guaranteed Housing Projects by commercial banks as an assessment and incentive factor for the deposit of funds such as housing provident funds, commercial housing pre-sale supervision funds, residential special maintenance funds, project quality guarantee funds, and migrant workers' wage guarantee deposits.